News & Articles 5 Things You Didn’t Know That Can Be Insured with Your House Insurance
5 Things You Didn’t Know That Can Be Insured with Your House Insurance
17 Jun 2016
Generally, Homeowner insurance is divided to two types, one covers the structure of the house whereas the other one covers items within the house. Buying both insurances are recommended if one is living in high-risk areas.
Below is a list of items that can be insured:
1. The Contents of Your Fridge
If the refrigerator is damaged, it is included in the coverage. Also, as long as the amount of food reaches the required quantity, it will be insured as well.
2. Cracked Mirrors
Some home insurance includes lens and glass breakage. However, the broken glass and lens have to be part of the house, instead of those installed by the house owner later on. Some insurers will pay up to RM 500.
3. Replacing Locks and Keys Post Theft
Locks damaged by buglers can be insured as well.
4. Damage by Malicious Persons
Damages done to the outside wall of the house, including graffiti or chipping concrete will be covered.
5. Property of Domestic Servants
If you are a civil servant, you may benefit from such homeowner policy.
(中文版请看这里: http://goo.gl/MJokz3)
Below is a list of items that can be insured:
1. The Contents of Your Fridge
If the refrigerator is damaged, it is included in the coverage. Also, as long as the amount of food reaches the required quantity, it will be insured as well.
2. Cracked Mirrors
Some home insurance includes lens and glass breakage. However, the broken glass and lens have to be part of the house, instead of those installed by the house owner later on. Some insurers will pay up to RM 500.
3. Replacing Locks and Keys Post Theft
Locks damaged by buglers can be insured as well.
4. Damage by Malicious Persons
Damages done to the outside wall of the house, including graffiti or chipping concrete will be covered.
5. Property of Domestic Servants
If you are a civil servant, you may benefit from such homeowner policy.
(中文版请看这里: http://goo.gl/MJokz3)
Source: DurianProperty.com